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Orthopedic Tip of the Week

Orthopedic Tip of the Month


According to the US Federal Trade Commission: “Medical Providers are creditors under the Red Flag Rule. Your business or organization is a “creditor” if you regularly:

  • Extend, renew, or continue credit;
  • Arrange for someone else to extend, renew, or continue credit, or
  • Are the assignee of a creditor who is involved in the decision to extend, renew, or continue credit.

Under the RULE, “credit” means an arrangement by which you defer payment of debts or accept deferred payments for the purchase of property or services.  In other words, payment is made after the product was sold or the service was rendered. “Even if you are a non-profit or government agency, you still may be a creditor if you accept deferred payments for goods or services.”

Go on-line to read about stories about identify theft:

The RED FLAG RULE doesn’t tell you specifically what your red flags program must look like. In some respects, that would be too easy ! Instead, it give you flexibility to implement a program that best suits your business or organization, as long as it meets the RULE’S requirements. Your starting point for developing a program is the GUIDELINES issued with the RED FLAGS RULE, available at  (The Guidelines are on pages # 63773 – 63774 of this document).

If you have questions about how you as a health care provider can comply with the RULE, you can e-mail for more information.



CONA Ortho Tip of the Month is designed for educational purposes only and is not engaged in rendering medical advice. The information provided through CONA Ortho Tip of the Month should not be used for diagnosing or treating a health problem or a disease. It is not a substitute for professional care.  If you have or suspect you may have a health problem, you should consult your health care provider. The authors, editors, producers, sponsors and contributors shall have no liability, obligation or responsibility to any person or entity for any loss, damage, or adverse consequences alleged to have happened directly or indirectly as a consequence of this material.

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